Yay - another Friday is upon us. It's going to be a low key weekend for me because I totally mis-managed my money this week - I hate it when I do that. Getting paid every other week totally sucks. Living paycheck to paycheck sucks even more. I need to learn how to save.
When I was applying for this job, I had to go on like 4 job interviews and take a few tests and I was up against like 50 other people. I didn't think I had a shot in hell of getting this job. I sort of made this little deal in my head with god - I was like "dear god - if I get this job (and the subsequent raise that comes along with this job) - I promise I'll go to a debt consolidation place and get my debt in order. There are a few credit cards that I'm just not paying on at all. My credit is shot and I had a car repossessed too. Not good. So, I've been at this job six months now and I still haven't done the debt consolidation thing. I did do one good thing. I joined the 401 K program. They match up to 3% here and I put 5% in. It's the only step I've taken in securing a future for myself.
Okay, enough about my bleak financial situation.
So, at any rate. Does anyone have any positive experiences with debt consolidation? Does anyone have any suggestions for me? I'm just looking for a legitimate place to go that will really help me get my finances in order and start paying back my bill collectors.
Thanks for all the excellent feedback - I decided to go to the poker party at my boss's house. And then, I got to work this morning and they decided to re-schedule it because only 7 people could make it and they wanted more people. So, I guess it all worked out :) I'm having dinner with the girls at Gordon Biersch. Has anyone ever eaten there? Yes, they have more than beer - they have food apparently too.